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Avoid out-of-pocket expenses in the U.S.!
All Manitoba Blue Cross travel health policies include expanded direct billing in the U.S. with the 95 per cent of physicians, hospitals and clinics across the country who are part of CanAssistance, our emergency travel assistance provider.
Travel coverage
Select the travel plan option that best suits your needs and purchase online, at our office or find an agency near you.
Emergency travel health coverage
When you need emergency medical care away from home, the costs can quickly add up, and Manitoba Health does not fully cover you when you are out of the province. Let us protect you from the potentially staggering cost of out-of-province medical bills.
Deluxe travel health
A comprehensive plan that covers you in case of a medical emergency anywhere outside Manitoba.
Deluxe travel health with coronavirus coverage
All the same benefits as the Deluxe plan but with added coverage for coronavirus.
Annual travel plan
Year-round coverage for emergency travel health. Ideal for frequent travellers or Manitoba residents with vacation property in another province.
Annual travel plan with coronavirus coverage
All the same benefits as the Annual plan but with added coverage for coronavirus.
Trip protection plans
Bad things happen to good vacations. Protect your travel investment with coverage for flight delays, lost baggage and trip cancellation or interruption.
If you are interested in purchasing both an emergency travel health plan and airfare or holiday coverage, select the health plan first, and in the checkout process you can add airfare or holiday cancellation coverage.
Holiday cancellation
Protect the costs of prepaid transportation (including airfare) and land expenses, such as accommodations and prepaid excursions, tickets and more in the event of an unexpected cancellation.
Airfare cancellation
Protect the costs of prepaid airfare in the event of an unexpected cancellation or interruption.
All-in-one package plan
If you’ve planned an all-inclusive vacation, then you’re bound to enjoy the convenience of our all-inclusive tour package coverage.
Tour package
All-inclusive coverage for your prepaid tour package, including emergency travel health, as well as unexpected trip cancellation, baggage protection and more.
Get answers to your questions before buying travel coverage. Have a question about your existing coverage? Find more FAQs here or contact us.
Health expenses resulting from accidents or unexpected illnesses that occur outside of Manitoba are not fully covered by Manitoba Health. The difference between what Manitoba Health will pay and the actual cost may be substantial.
Based on the reciprocal billing agreement, Manitoba Health will pay the standard rate if you see a doctor or are admitted to an approved hospital in Canada; however, not all expenses are covered.
You must be a Manitoba resident, registered with and entitled to benefits from Manitoba Health to apply for travel coverage.
Residents of Nunavut may also apply for travel coverage by contacting our customer service centre toll-free at 1.888.596.1032.
Travel health coverage must be purchased prior to departure.
Plans that include cancellation coverage (Air, Holiday or Tour Package) must be purchased at time of deposit (within 72 hours) or prior to any cancellation or penalty period.
No, coverage must be purchased for the entire duration of the trip. Conversely, you cannot extend or top up your Manitoba Blue Cross coverage with another carrier. Any extension or top up with another carrier will invalidate all coverage for that trip.
Coverage maximums vary by plan.
- For our Deluxe Travel Health plan, the maximum allowable duration is:
- ~ 183 days for Deluxe Blue or Gold
- ~ 62 days for Deluxe Silver
- For our Deluxe Travel Health with Coronavirus Coverage plan, the maximum allowable duration is:
- ~ 183 days for Under Age 55 (Blue)
- ~ 183 days for Age 55 to 74 (Gold)
- For our Annual Travel Health plan, the maximum allowable duration is 32 days. However, if you are under the age of 55 you may purchase additional days, up to an additional 30 days (total trip duration cannot exceed 62 days).
- For our Annual Travel Health with Coronavirus Coverage plan, the maximum allowable duration is 32 days. However, if you are under the age of 55 you may purchase additional days, up to an additional 30 days (total trip duration cannot exceed 62 days).
- For our Tour Package Plan, the maximum allowable duration is 32 days.
- For our Holiday Cancellation and Airfare Cancellation plans, the maximum allowable duration is 183 days.
Manitoba Blue Cross defines treatment as a medical or diagnostic procedure prescribed, performed or recommended, including but not limited to, prescribed medication, investigative testing and surgery. Treatment does not include:
- a medical condition that is Stable and Controlled;
- the unaltered use of prescribed medication for a medical condition which is Stable and Controlled; or
- a previously identified medical condition where the Physician observes no change in the condition during the stability period specified in your travel plan.
Yes, however there are many factors that may affect what is covered on a travel health plan.
It is important to disclose all medical conditions at the time of purchase so that you can be aware of any exclusions to your plan when travelling. Always discuss any concerns with your travel agent or contact us for further clarification.
Deluxe Travel Health
You are not obligated to complete this questionnaire; however doing so may give you a definite advantage.
For individuals aged 55 to 74 on date of departure, answering the medical questionnaire determines eligibility for our Gold Deluxe Travel Health Plan. Our Gold Plan allows for trips of longer duration and offers preferred pricing.
Deluxe Travel Health with Coronavirus Coverage
For individuals aged 55 to 74 on the date of departure, answering the medical questionnaire is required and determines eligibility for our Deluxe Travel Health with Coronavirus Coverage plan.
We are unable to insure points of any kind. We are only able to insure out-of-pocket costs.
A copy of your travel ID card is located on the second page of your receipt. Log in to My Policy to reprint your receipt at any time.